Coming in 2025

Welcome to New York Secure Choice

Learn about program requirements and how employers can get ready to facilitate the program.

A simple way to save for retirement

The New York State Secure Choice Savings Program is New York's retirement savings program for private-sector employees who do not have access to a retirement plan at work. This new program provides an easy and simple way for workers in the state to save for the future.

worker at a vineyard

Great benefits to help you succeed

Employer benefits

  • free to facilitate

  • easy to set up with minimal ongoing duties

  • offer access to a valuable benefit to your employees

  • no fiduciary responsibilities

  • no employer contributions

Saver benefits

  • simple — contributions are automatically deducted from each paycheck and deposited into a Roth Individual Retirement Account (IRA)

  • voluntary — stay automatically enrolled or opt out and re-enroll at any time

  • flexible — customize savings rates and investment choices

  • portable — keep your account, even if you change jobs

Expanding access to retirement savings in New York State

New York Secure Choice can help you save for a more financially secure future.

Want more information?

Download additional information about New York Secure Choice.