Employers

Program details

Registration will open in late 2025 for eligible employers required to facilitate the program.

How do I get started?

New York Secure Choice will notify you when it's time for your business to register. To begin, you'll need:

your federal employer identification number (EIN)
your unique Access Code from the notification we sent you

Employer eligibility

You’re required to register and facilitate the program if you:

have 10 or more employees
do not offer a qualified retirement plan
have been in business for at least two years

Don’t have your Access Code?

If you can't find the Access Code for your business, we can resend it to your email.

Resend Access Code

Onboard your company with New York Secure Choice

To get started, watch this video for an overview and first steps.

Resources

Registration

Contributions

Maintenance

Already offer a retirement plan?

If you receive a notification from New York Secure Choice but already offer a qualified retirement plan for your employees, use your unique Access Code and employer identification number (EIN) to certify your exemption from the program.

Certify your exemption

Your responsibilities as an employer

We know running your business is your top priority. That’s why New York Secure Choice is easy to set up and requires only light account maintenance. We’ll take care of the rest, at no cost to you.

Register

Set up your ID and password, answer questions about your company and payroll process, complete payment setup, and then add your employees.

You can even invite a payroll representative to help you facilitate this process. Your payroll representative can be an administrator, a teammate, or even your bookkeeper or payroll provider.

Send Contributions

Once you've added employees, we'll communicate directly with them to explain their options, where they'll have 30 days to opt out or customize their savings rate and investment choices.

At the end of the 30-day period, you'll record your employees' choices, begin payroll deductions, and submit contribution information and funding for the employees who choose to stay in the program.

Maintenance

Continue to send payroll contributions and maintain employee records, including updating contribution rate changes when needed, adding new employees, and marking former employees as terminated.

Things you won’t be responsible for:

establishing your employees’ New York Secure Choice Roth IRA
answering questions about New York Secure Choice and its investment options, or helping employees choose investments
managing New York Secure Choice investment options and processing employee investment change requests
processing distributions from employee investment accounts
managing employee investment account changes — your employees will be responsible for maintaining their own account information and settings if enrolled

Have questions?

We've got answers.

Find answers to common questions, how-to videos, and other useful guides online.

Go to Help Center